Drafting & Legal Support for Loan Agreements


This product is our drafting a contract between a lender and a borrower for a loan of money, according to the terms we are told have been agreed. It does not include our involvement in the negotiation of the terms.

Consumer lending is a restricted activity under the Financial Services legislation, i.e. requiring the FCA’s authorization of lenders involved in lending to consumers; carrying out such activities unauthorized is a criminal offence, and also renders the underlying loan not legally enforceable. We do not give regulatory advice as part of this product; regulatory advice tends to be quite complicated, and therefore may be expensive to obtain. Accordingly, our loan product is normally suitable only for non-consumer borrowers (e.g. companies, or individuals in business). There may be alternatives to a loan we can suggest (such as a registered trust) when individual lenders wish to make a secured advance to a consumer; please speak with us about this.”

This product does not include any security for the loan – see our mortgage product and guarantee product

How long will it take?

We don’t generally do anything for new clients until our process of client retention has concluded – this involves agreeing the scope of what we are doing for the price (our terms are below), setting-up our client record, and producing the bill (payment in advance is required for all new clients).

After that, the production of the document is a job that we can undertake in about an hour once we can schedule it in our workflow, that can depend on how busy we are at any particular time. We would not usually take-on a job for which we could not engage within about a working week.

Money Matters

Your supplier is unregulated Mounteney Legal Services Limited, that does not charge VAT

We charge £275

There is more about our fees on our website here

If you have any questions or require any further information, please don’t hesitate to Contact Us.