Severance of Joint Tenancy Lawyers
Expert Legal Advice for Severance of Joint Tenancy

Severance of Joint Tenancy Legal Service
Severance has to do with the English and Welsh legal system for joint ownership of property – for more details see:
Most lay-people (and many professionals!) find the scheme bewildering and difficult to understand – so don’t feel bad if this explanation seems like gibberish to you:
Severing a joint tenancy normally converts a legal and beneficial joint tenancy (in which neither owner has any separate share of their own) into a beneficial tenancy in common in equal shares – in which each co-owner has an equal (but undivided) interest in the property, beneficially. The legal title is always held jointly by the joint legal owners – but (subject to the Trust for Land – and once properly registered) the severance puts the trust-restriction onto the title. The shares are “protected” from the legal owner “survivorship rule” by the need for the legal owner to appoint a co-trustee to give good receipt/overreach the restriction.
Severance can be done by any co-owner – it does not require the co-operation of the other(s) – but does require service of notice on the others.
In many circumstances, severance makes good legal sense, e.g. in instances of relationship breakdown, some estate planning scenarios including on occasion when one of joint owners may require local Authority care provision, etc.
How long will it take?
We don’t generally do anything for new clients until our process of client retention has concluded – this involves agreeing the scope of what we are doing for the price (our terms are below), setting-up our client record (that includes ID checks), and producing the bill (payment in advance is required for all new clients).
After that, the production of the notice of severance is a job that we can undertake in less than an hour once we can schedule it in our workflow, that can depend on how busy we are at any particular time. We would not usually take-on a job for which we could not engage within about a working week.
A completed severance will then need to be submitted to HM Land Registry for registration. The time HM Land Registry take to process registrations varies greatly, depending on how busy they are, and the type of application. Severance applications are often processed very quickly, up to “next day”; however, some applications appear to languish awaiting HM Land Registry attention; in 2021 some applications were taking about 6 months to be registered – and some types of application can take even longer than that, unfortunately. However, once submitted HM Land Registry process applications on any title in order of submission – so their delay ought not to affect the priority of your application relative to other matters on that title.

Money Matters
This service is for taking instructions, then preparing the correct Land Registry form, ensuring it has been properly served as necessary, and registering it and HM Land Registry.
Severance of Joint Tenancy (£350)
Our professional severance of joint tenancy service is offered as a fixed fee service. Please note that the professional fee is subject to VAT at the prevailing rate.This comprehensive package covers the entire legal process, from the initial drafting of the severance notice to the formal update of your property records. By choosing our service, you ensure that your beneficial interest is correctly protected and that all necessary documentation is accurately lodged with HM Land Registry.
Your supplier is SRA-regulated Mounteney Solicitors, that charges VAT some customers may be able to reclaim.
There is more info about our fees here
If you have any questions, require any further information, or would like to engage us on the T&Cs linked Our Terms in the footer below, please don’t hesitate to Contact Us.
Contact our Severance of Joint Tenancy Solicitors
If you are considering severing a joint tenancy to change how you and a co-owner hold your property, our Land & Title Solicitors can guide you through every step with clear, practical advice. Severing a joint tenancy is often an important step for those who wish to hold property as tenants in common, protecting individual shares and ensuring that each owner’s interest passes according to their Will rather than by survivorship.
As a leading firm of solicitors in Stockport, our friendly and experienced team will explain the process, prepare and serve the necessary notice, and register the change with HM Land Registry to ensure your interests are fully protected. We handle the paperwork efficiently and keep you informed throughout, giving you peace of mind that the matter is dealt with properly.
You are welcome to reach us by phone, make an enquiry online or visit one of our local offices in Bramhall, Cheadle, Hazel Grove or Heald Green. We assist clients across Stockport, Manchester and Cheshire, including Altrincham, Wilmslow, Didsbury and Knutsford, and we are always happy to offer remote consultations if you prefer.
Contact Mounteney Solicitors today to discuss severing your joint tenancy and secure tailored advice to suit your circumstances.





