Solicitors for ILA Certificate (Independent Legal Advice)

It’s crucial that you have a full understanding of any document that places you under financial or other obligations before signing. Whether you’re involved in a conveyancing transaction with a guarantor or using your property as security for a loan, this understanding is key.

That’s where independent legal advice comes in, ensuring that you don’t enter into an agreement with financial risks or because a borrower has put you under pressure.

Fortunately, you can count on Mounteney Solicitors for expert advice and services unsurpassed in the legal sector. We promise a professional yet friendly approach, breaking down the financial and legal details for your complete understanding. Once this is confirmed, we can issue a certificate of independent legal advice.

Give us a call at one of the numbers above or email info@mounteney.com for a friendly and professional legal service.

A Certificate of Independent Legal Advice can be taken as evidence that you’ve sat down with one of our solicitors and discussed any property process risks. It might have to be shown to a lender, particularly if you’re entering into a joint borrower sole proprietor mortgage or there are conflicts of interest.

A Certificate of Independent Legal Advice might also be required if:

• You’re looking to secure a corporate loan with a personal guarantee
• A personal guarantee is being offered on your behalf or another party has requested that you secure a loan on their property
• You’re transferring equity from a jointly owned property to a property to be owned in your sole name

The lender won’t be able to proceed until seeing the certificate as part of the duty to protect you against undue influence. They will also want to ensure that a loan is only issued if a guarantee is given by someone able to pay back the debt.

Having begun providing our legal services in 2005, Mounteney Solicitors has plenty of experience presenting independent legal advice. While our offices are in Stockport and Cheshire, we offer such advice to businesses and individuals across England and Wales. Striving to go above and beyond expectations, we promise conveyancing advice specific to your individual case.

 The Mounteney Solicitors team shares an adept, customer-focused approach. The quality of our service is reflected in the many five-star Google Business reviews we’ve received.

We’ll happily share our independent legal advice once you’ve shown us your ID and made an advance payment. The next step will be to review the lender requirements and produce a document with the expert advice you need. If you accept this advice and are ready to proceed, then we can issue the advice certification.

We’re committed to a quick and hassle-free process, with advice and certification typically supplied within a few hours. You’ll then have to share the certificate with the lender in a process that shouldn’t take more than a few working days. Our certificates meet all legal and regulatory requirements recognised and respected by leading mortgage companies.

In supplying an independent legal advice certificate, we’ll confirm our belief that you understand the conveyancing agreement and all associated risks. This will only be the case if we’ve confirmed your understanding without cause for belief that you’re under pressure to sign the agreement.

We believe in fair pricing, with our legal services being more economic than those of our local competitors.

For the first individual and property we’ll charge it’s £300 + VAT = £360. 

After that, it’s £225 + VAT = £270 for each additional individual or property.

Your supplier will be the SRA-regulated Mounteney Solicitors, with VAT charges that can be reclaimed in some instances.

You can read more about our legal fees here.

Our legal support can be the difference in helping you to secure a business loan or mortgage with confidence. Don’t let legal hurdles stand in the way of your financial goals. Reach out to us today, and let’s make your aspirations a reality.

If you have any questions, require any further information, or would like to engage us on the T&Cs linked Our Terms in the footer below, please don’t hesitate to Contact Us.

At Mounteney Solicitors, we understand that legal matters can be complex and overwhelming. That’s why we offer a personalised approach, taking the time to listen to your concerns and providing clear, straightforward advice. Our Solicitors in Stockport have extensive experience in various areas of law, including family law, conveyancing, commercial law, and wills and probate.

Whether you’re navigating a divorce, buying or selling a property, starting a business, or planning your estate, our team will guide you every step of the way. We are dedicated to safeguarding your interests and ensuring that you make informed decisions.

Reach us by phone or visit one of our offices in Bramhall, Cheadle and Heald Green. We serve clients throughout the Stockport and Manchester area including Altrincham, Hazel Grove, Poynton, Wilmslow and Sale. Recognising your busy schedule, we offer virtual consultations for your convenience.

We are committed to delivering exceptional service, ensuring that you receive the highest quality legal representation. Experience the peace of mind that comes with having a trusted legal partner by your side. Contact Mounteney Solicitors today, and let us be your guide through life’s legal complexities.